Open Enrollment is Nov. 1 — Dec. 15!

Call Us Today! (919) 926‑0098

Affordable Care Act

If you think you can’t afford good health insurance, you haven’t talked to us!

We have been helping people across North Carolina since 2013. Nobody knows more about health insurance than Health Plans Raleigh. Our expert service costs you nothing. We get you the same price you would get even after you spend hours researching or on the marketplace. We like to say, “The price is the price” when it comes to premiums. We often save you money, though, on other aspects of your policy such as deductibles, co‐pays, drug costs, and out of pocket maximums. That’s because we make sure you get the right plan for your individual needs. We provide proof you are actually enrolled. When you enroll yourself, you may not realize there is a problem until it is too late to fix. We take the time to make sure you really understand the plan you are signing up for. We have a new carrier, Ambetter,  this year in Wake/Durham and new networks for BCBSNC in the Triangle. There are lots of changes not always obvious on the marketplace website. Further, we are here to help you resolve any problems with your health insurance during the course of the year. There will be far fewer qualified people to help you find affordable health insurance this year, for a variety of reasons. The insurance companies have cut back on the number of agents, and our numbers are shrinking. But Health Plans Raleigh, which has been helping people since the inception of the Affordable Care Act, is still there for you.

NOTICE: The under‐65 Open Enrollment period is only 45 days this year, from November 1 to December 15! Call today! (919) 926‑0098


Subsidy/Tax Credit Qualifying Amounts

Family Size Income Range (100 to 400% FPL) Premium Range
1 $12,140 to $48,560 $0 to $443.38
2 $16,460 to $65,840 $0 to $491.15
3 $20,780 to $83,120 $0 to $618.45
4 $25,100 to $100,400 $0 to $745.75
5 $29,420 to $117,680 $0 to $873.05
6 $33,740 to $134,960 $0 to $1,000.35

Alternate Solutions

For those who do qualify for an ACA subsidy, that is almost always the best and most affordable insurance. BCBSNC is guaranteed issue and a great company. But what if your income is too high and you don’t qualify for the subsidy? In that case, we have several alternative options that are more affordable than standard ACA policies and may save you thousands of dollars per year while still maintaining a quality of coverage and care. This is the year of creative options. Are you self employed? Are you relatively healthy? You don’t take any expensive medications? If you qualify, there is a great new  plan that provides free physician based unlimited tele‐med care along with other qualified health care all at very affordable prices. Great doctor network and full preventative care and labwork included . We think it’s incredible! If you are a Christian or not, we have some medi‐share plans you will love. Lower costs for leading a healthy lifestyle. We also offer short term and many indemnity plans. There are great short term solutions but they are not necessarily the best option for long term insurance. For 90 days or less when job changing they are great.  Make sure you understand all the risks to benefits on these plans. There is not a one size fits all solution for health insurance these days. Only independent brokers can offer you this wide array of options. We work hard to stay on the leading edge of health insurance options. Call us today at (919) 926‑0098 to see what we can do for you. Click to View Our Privacy Statement